The GSA-SmartPay Program

GSA-SmartPay is the Federal government’s charge card program. Federal cardholders use the GSA SmartPay program to pay for a wide variety of goods and services. Across the program in FY2007, these expenditures amounted to $27.2 Billion for all card types used, spanning over 91.5 million transactions and over 3.1 million card accounts.

GSA SmartPay includes the following card types:

Purchase Cards - used to pay for the acquisition of goods and services. Represents about 69% of the program dollar volume.
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Travel Cards - used to pay for official Government travel expenses. Represents about 26% of the program dollar volume.
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Fleet Cards - used to pay for fuel and vehicle maintenance and repair. Represents about 5% of the program dollar volume.
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Integrated Cards - provide the convenience of combining the capabilities of several of the other card types in one product.
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This program replaced the International Merchant Purchase Authorization Card (IMPAC), American Express Travel Card, and the U.S. Government Fleet Services Card (Wright Express) programs in 1998. The five providers that issue GSA SmartPay cards to the Government are: Bank of America, Bank One, Citibank, Mellon Bank, and US Bank.

These providers offer various combinations of purchase, travel and fleet card services to Federal agencies and the cards are branded as either Visa™ or MasterCard® under the terms of the GSA SmartPay program.

In 2008, a new 10-year GSA SmartPay-2 master contract will become effective. Citbank, USBank and JPMorganChase will be the prime contract providers.