GSA-SmartPay.com | How to Provide Level-3

Accepting purchasing cards allows your company to stay competitive and become a strategic supplier to corporate or government purchasing card users. These customers often require enhanced purchasing information beyond the standard financial information provided by most other card processing solutions.

3Delta Systems, Inc. provides Internet-based credit card processing systems specifically designed for suppliers / merchants providing goods and services to corporate and government personnel who place or pay for their orders using purchase cards. While the systems were designed to meet the special requirements of purchase card transactions, all standard consumer credit cards may be processed as well. And because many business models exist, we offer several methods of processing transactions.

EC-Zone Is a fully-hosted "virtual terminal" designed for suppliers that require an easy to use, affordable, credit card processing interface for processing Level-3 line item detail information. All system access is made on-line by using a web browser via the Internet. In contrast with credit card-processing applications that run on a personal computer, there is no software to license, install, or debug, no updates or patches to install, and no database backup to perform.

EC-Zone provides an easy and effective way to accept purchasing card and other e-commerce transactions with minimal investment or development on your part.

EC-Linx Is a direct electronic interface to 3Delta's payment gateway. Designed for suppliers that have an existing web-commerce application and require integrated payment processing capabilities featuring Level-3 line item detail information, the transactions are processed securely under SSL.

Example:

A merchant that processes orders via an e-commerce mall or their own website may also receive orders in the traditional way - by phone, fax, email, regular mail. In such a case, the EC-Linx may be used to process the online orders, while EC-Zone may be used to process those that are placed manually.

EC-Batch is a file Export Interface designed for companies who want to send credit card authorizations and settlement transactions via batch files. EC-Batch allows multiple transactions to be bundled and encrypted in a file.

EC-Batch is designed for merchants who do not require real-time authorization. EC-Batch is often used for invoicing in high volume order entry situations, for making recurring payments or for processing payment transactions.

Easy to Use. The point-and-click Web browser interface makes training and system use a snap, regardless of your computer experience. Online help is available to answer any questions you may have.

Customer-Friendly. EC-Zone provides all the detailed purchase information important to your customers. A cardholder a transaction confirmation with item descriptions and prices, shipping method, tracking number, and customer messages can be automatically sent by e-mail. This information helps reduce follow-up calls for customers looking for shipping status or payment amount clarification.

Profitable. Take advantage of reduced fees for your purchasing card transactions while your business experiences greater market exposure to qualified purchasing card users.

Secure. Electronic transmission of your data is safe. EC-Zone utilizes state-of-the-art encrypted data transmission between your computer and our systems using the Secure Sockets Layer (128-bit SSL). All data is housed on a secure servers to protect it from unauthorized access and further protected by a Triple-DES encryption in our relational database.

Timely. Transactions are submitted for real-time authorization and are settled automatically at the end of each day. At your option, a transaction may also be authorized first then submitted to settlement later.

Helpful. Informative online reporting and inquiry capabilities are built-in to help you manage your transactions, customers and business information. A Quick Start guide and other information is available to get you started using the system.

EC-Zone and EC-Linx Benefits

	Reduce your purchase card processing costs by processing Level-3 information and obtaining lower rates.
	Enjoy increased profitability coming from improved cash flow and reduced operating cost.
	Enhance customer relationships by providing convenience and the Level-3 line item detail that corporate and government customers desire.
	Meet customer needs without significant investment. Smaller firms can compete with larger firms, and larger firms can extend their existing capabilities.
	Promote your new capabilities to corporate and government buyers.
	Make no POS hardware or installed software investments that will eventually become obsolete. Use existing computer equipment - any system that can run a Web browser will work.